A Machine Learning Framework Integrating Digital Footprints to Expand Credit Access for Credit-Invisible U.S. Populations. The Science Post, [S. l.], v. 2, n. 3, 2026. Disponível em: https://www.thesciencepostjournal.com/index.php/tsp/article/view/229. Acesso em: 15 aug. 2026.