Macroprudential Implications of AI-Driven Credit Scoring: Stress-Testing Machine Learning Default Models Across Business Cycles to Safeguard Financial Stability in U.S. Consumer Credit Markets. The Science Post, [S. l.], v. 2, n. 3, 2026. Disponível em: https://www.thesciencepostjournal.com/index.php/tsp/article/view/228. Acesso em: 15 aug. 2026.